drive other car coverage example

Drive other car coverage provides liability medical payments uninsuredunder-insured motorist and physical damage coverage for the personal use of a non-owned automobile by the. As outlined in the Other Insurance section of.

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If physical damage coverage is provided.

. A commercial auto endorsement designed to provide nonowned auto coverage under a commercial auto policy similar to that which would be provided under a personal auto policy. Here is an example. Drive Other Car Coverage.

The two types of people who should look into purchasing some form of Drive Other Car coverage. What does the drive other car coverage cover. Driving other cars is a clause in your policy that allows you to drive someone elses car without being a named driver on their policy.

The drive other car coverage is usually added at little additional premium charge. A basic business auto policy does not provide liability coverage for operating a hired or non-owned car. For instance in Part one we discussed Cindy who was injured as a passenger while returning home from a shopping trip.

This is just one example demonstrating the need for Drive Other Car coverage. Under a policy modified by Driver Other Car coverage Cindy would. Driving other cars cover is really only intended.

As in drive other car liability coverage there is an exclusion of any auto owned by the individual his or her spouse or any family member of either. The individual is only covered while driving their company owned vehicle Example. Among the primary expenses and liabilities that it covers medical payments coverage property damage liability insurance and.

Your 16 year old son gets into your neighbors car and turns the ignition running it. This is just one example demonstrating the need for Drive Other Car coverage. If you need to borrow test drive rent or lease a vehicle Drive Other Car insurance will extend the coverages youve purchased for your commercial auto insurance policy - like Liability.

The individual is only covered while driving their company owned vehicle. Sometimes this DOC auto coverage is called CA 99 10 and it usually covers your business executive officers and their spouses if they drive vehicles that arent on your commercial auto. The drive other car coveragebroadened coverage for named individuals endorsement is commonly used when an executive officer for example does not carry personal.

66 100 Powered by Rank Math SEO. A Drive Other Car coverage broadened coverage for named individuals endorsement is commonly used when an executive officer for example does not carry personal auto. Joe has no personal auto policy since his employer supplies and insures the car he drives.

One day joe is driven by a friend to a bachelors party. Drive Other Car Endorsement a commercial auto endorsement designed to provide nonowned auto coverage under a commercial auto policy similar to that which would be provided under a.

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